Detailing Insurance Made Simple
Car Detailing Insurance Experts
Get better protection, lower rates, & coverage that fits your detailing business. Servicing Kitchener/Waterloo, Southern Ontario, & the rest of Canada.
Clear, Simple Pricing for Detailing Businesses
Automotive Business Insurance Pricing
Mobile Detailer
(No Shop)Perfect for individual mobile car detailers without a physical shop. Covers work on private passenger vehicles, one at a time. No high-value or exotic cars, limited equipment, and no service plate.
$125/month
Get Instant QuoteDetailing Shop
(1-2 Bays)Ideal for car detailing shops with a physical location. Covers multiple vehicles, some high-value or exotic cars, equipment, contents, and one service plate.
$175/month
Get Instant QuoteLarger Shop
(3-5 Bays)Comprehensive coverage for larger shops with physical locations or employees. Includes protection for contents, building improvements, income loss, crime, liability, service plates, and more.
$200/month
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Why Detailers Trust Us With Their Protection
Your Advantage
Coverage
Garage auto and liability insurance are essential components of all our offerings. Whether you operate as an owner-operator with a mobile setup or run a larger facility with multiple bays, both types of coverage are necessary. We’ve set a higher standard with our car detailer insurance, designed specifically for the unique needs of the car detailing industry.Expertise
Garage auto insurance can be complex and often misunderstood. Our team of brokers brings over 40 years of combined experience, specializing in coverage for car detailers throughout Ontario. We’ve been a leading provider of insurance for detailing professionals for over a decade, ensuring they get the protection they need.Service
Our exclusive online quoting system seamlessly combines garage auto and business insurance for car detailers. As a client-focused brokerage, we understand your needs and are available around the clock. Detailers trust us to be there when they face challenges, and our policies offer a range of flexible options to suit your requirements.Price
Car Detailer Insurance shields professionals in the auto service industry - including detailers and mechanics - from potential risks. We recognize the importance of competitive pricing for business owners, which is why we always offer the best rates and provide flexible monthly payment options.
Get Complete Protection For Your Detailing Business
Total Coverage
From customer vehicles to your expensive equipment, we protect what matters most to detailing professionals. Our comprehensive policies are built specifically for the unique risks of the detailing industry.
Garage Auto Liability
- When customers trust you with their vehicles, you need solid protection. Garage auto liability insurance covers customer cars in your care, including collision and comprehensive coverage.
Commercial General Liability
- Don't let a simple slip and fall put your business at risk. General liability insurance protects your detailing business from common accidents that could lead to costly lawsuits.
Contents Liability
- Your tools and equipment are crucial to your business. Contents liability insurance protects your specialized detailing machines, supplies, and inventory from theft, fire, and water damage.
Frequently Asked Questions
Get Answers
General Liability Insurance protects your business from third-party claims of bodily injury, property damage, or personal injury that may occur during the course of your operations. For example, if a customer slips and falls at your facility, this coverage can help with legal and medical expenses. It is highly recommended for car detailers to safeguard against unforeseen incidents.
Many insurers offer policies that cover mobile car detailing businesses. These policies may include General Liability Insurance, Commercial Auto Insurance, and coverage for equipment and tools used on the go. Be sure to specify that your business is mobile when discussing options with your insurer.
Insurance for car detailers often includes coverage for essential tools and equipment, such as power washers, vacuums, polishers, and cleaning supplies. Some policies also provide coverage for loss or damage to these items due to theft, fire, or other covered risks. Check with your insurer to ensure all your tools are included.
Environmental liability coverage can protect your business from claims related to pollution or environmental damage, such as chemical spills or improper waste disposal during detailing services. This type of coverage is not always included in standard policies, so it’s important to inquire about adding it if your business handles hazardous materials.
What Ontario Detailers Say
Trusted By Professionals
Don't just take our word for it. Hear from fellow detailing business owners who trust us with their coverage needs.
Get A Quote“Business Advantage Insurance Brokers made getting the right coverage for my mobile detailing business so easy. They explained everything clearly and tailored a policy to fit my needs. Highly recommend!”
“Switching to Business Advantage Insurance Brokers was the best decision for my detailing shop. Great coverage, affordable pricing, and outstanding customer service—I couldn’t be happier!”
“Finding the right insurance felt overwhelming, but Business Advantage Insurance Brokers made it simple. They covered everything I needed and are always available for support. Truly a lifesaver!”
“As my detailing business grew, I needed an insurance partner who understood the industry. Business Advantage Insurance Brokers helped me upgrade my coverage seamlessly, and their rates are unbeatable. They really know what detailers need!”
Ready to Protect Your Detailing Business?
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Get the specialized coverage you need in minutes. Our online quote system makes it easy, and our detailing insurance experts are here to help every step of the way.
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